Extra Protection When a Covered Hospital Event Happens
Explore hospital indemnity insurance options that may provide limited fixed-dollar benefits when an eligible covered hospital event occurs.
Supplemental coverage designed for eligible hospital events.
Benefits, premiums, eligibility, exclusions and availability vary by state, carrier and policy.
Fixed-Dollar Benefits
Eligible covered events may result in policy-defined fixed-dollar benefits.
Supplemental Protection
Hospital indemnity insurance is supplemental coverage, not comprehensive health insurance.
Licensed Agent Support
A licensed insurance agent can explain available options and policy details.
An Extra Layer of Financial Protection
Hospital indemnity coverage may provide specified benefits for eligible covered events, depending on the policy you select.
Explore Available Options
Request information about hospital indemnity policies that may be available based on your state, eligibility and carrier availability.
A Covered Event Occurs
Depending on the policy, eligible events may include certain hospital admissions, inpatient stays, intensive care or other covered events.
Eligible Benefits Are Paid
Policy-defined fixed benefits may be paid when a covered event occurs, subject to the policy’s terms, exclusions and limitations.
See What Hospital Indemnity Options May Be Available
Complete the secure form below to request information about hospital indemnity insurance options available in your area.
See What Hospital Indemnity Options May Be Available
Hospital indemnity insurance may provide fixed cash benefits for eligible covered hospital events, helping add another layer of financial protection.
What May Be Included?
Benefits, exclusions and availability vary by policy, insurance carrier, eligibility and state.
Have Questions About Hospital Indemnity Coverage?
Request information online or speak directly with a licensed insurance agent.
Hospital Indemnity Insurance FAQs
Is hospital indemnity insurance comprehensive health insurance?
No. Hospital indemnity insurance is fixed indemnity supplemental coverage. It is not comprehensive health insurance and is not a substitute for comprehensive coverage.
How are benefits determined?
Benefits are determined by the terms of the specific policy. Fixed benefit amounts are not based on the size of your medical bill.
Will hospital indemnity insurance replace Medicare or my current health coverage?
No. Hospital indemnity insurance is separate supplemental coverage and is not a replacement for Medicare or comprehensive health insurance. A licensed agent can explain how a specific policy works alongside existing coverage.
Does submitting the form guarantee coverage?
No. A quote request does not guarantee eligibility, approval, issuance of coverage or any specific benefit amount.
Is requesting information free?
Yes. There is no charge to submit a request through this website and there is no obligation to enroll.